A type of insurance which helps individuals with medical and non-medical needs of people with an illness or disability that can’t care for themselves for long periods of time.

An insurance policy between an insurance policy holder and insurer, where the insurer guarantees the payment of predetermined sum upon the death of the insured. The primary benefits of life insurance are protection and investment benefits.

When a company withholds a portion of an employees pay and pays it out at a later specified date. The benefit of deferred compensation is deferring tax liability.

Insurance that insures an employee’s wages in the event they become incapacitated and can’t perform the core functions of their job.

The truest type of voluntary products, worksite programs can offer the program and the company or organization doesn’t have to fund it. In this scenario, employees can carry the policy while employed and if they leave, they can continue coverage through the carrier by paying them directly. Example products can include but are not limited to worksite life, worksite disabilities, and identity theft. Employer may want to offer the program but doesn’t want to pay for it.

If your business requires frequent travel, especially abroad, business travel insurance is a safeguard to protect you and your employees from many unforeseen circumstances including but not limited to travel delays, unexpected medical emergencies, and lost bags.

Midwest Benefits Consultants can help you identify the best wellness programs for your employees and connect you with qualified professionals to help you execute these programs. Wellness programs may include weight loss programs, access to dieticians, exercise programs, and flu shot distribution.